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First-Time Homebuyers in Dubai Get New Property Incentives

Dreaming of your first home in Dubai? A new initiative makes it easier than ever to buy your first property—whether it’s a villa or an apartment.

  • Publish date: Thursday، 03 July 2025
First-Time Homebuyers in Dubai Get New Property Incentives

If you’ve been waiting for the right time to buy your first home in Dubai, this might be it. Dubai just dropped a brand-new first-time homebuyer program packed with perks—think exclusive property deals, easier mortgage options, and early access to new real estate launches.

The initiative is a team effort between the Dubai Land Department (DLD), the Department of Economy and Tourism, over 13 top developers, and 5 major banks. It's all part of Dubai’s big goal to make the city a better place to live and boost homeownership rates.

Person Hand Holding House Key - Emerald Pointe Realty

What’s in It for You?

✅ Priority access to new property launches
✅ Discounted prices on select units
✅ Flexible mortgage options from top banks
✅ Easy online registration via the DLD website or Dubai REST app
✅ Zero-interest registration fee payment plans

The program is open to any UAE resident over 18 with a valid Emirates ID, who hasn’t owned a property before. You can buy an apartment or villa worth up to AED 5 million, and there are no restrictions on renting or selling it later.

Big Names Backing the Program

Some of the developers involved include Emaar, Nakheel, DAMAC, Danube, and Azizi, while banks like Emirates NBD, CBD, and Emirates Islamic are offering mortgage deals. Property platforms like Bayut, Property Finder, and Dubizzle are also in the mix.

DLD says around 10,000 new investors enter Dubai's property market every month, and this new program hopes to bump those numbers even higher as Dubai works toward its massive Dhs1 trillion property market goal by 2033.

Why It Matters

Leaders behind the program say this is more than just boosting real estate—it's about helping people put down roots and improving quality of life in Dubai. In a fast-growing, competitive city, owning your home brings stability, happiness, and a sense of belonging.

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